Advice for Newbies in The Balkans – PATRICK BRIGHAM LIVE


The Editor: Living in the Balkans is a bit like falling down an unexpected hole, where-  as in Alice in Wonderland – on arrival, nothing is what it seems. The official government edicts from the capital, in whichever country you are living, are often not the same as other parts of the same country. Whether this is a matter of rugged individualism, of incipient Bolshevism, is a matter for further discussion. That is why the official British Government disclaimer, has its virtues in reality, and must be taken seriously. The following is all official British Embassy advice, with my cryptic comments in italics, in-between.

British Embassy Disclaimer: Please note that this information is provided as a general guide only, and is not intended to address the specific circumstances of any particular individual, neither can it be regarded as legal advice. definitive information should be obtained from the Bulgarian/Greek authorities or by consulting a suitably qualified professional. The British Embassy bares no responsibility for the accuracy of the information provided on the external websites, quoted and cannot guarantee that it is comprehensive and up to date.



Permanent import of vehicles – Change of residence certificate: European Union nationals, resident in another European Union state for at least two years, who decide to transfer their place of residence to Greece, are exempt from VAT, and Registration currently levied in Greece on:

  • Cars (owned and used privately)
  • Pleasure craft
  • Motorcycles
  • Mobile caravans

Within one month from the date of importation, owners of such vehicles must appear in person at the nearest Customs Authority, to request exemption from payment of registration and VAT. The owner will then be granted special Greek registration plates. Vehicles entering Greece are also required to undergo a test at a Vehicle Technical Control Centre (KTEO). A vehicle imported under the above regulation may not be transferred, leased, pawned or lent, nor its use assigned in any other manner without prior approval of the customs authorities. In the event of transfer, lease, pawning, lending or assignment of the use of such a vehicle before the lapse of one year, the total amount of tax due shall be collected.

A full list of requirements and more detailed information is available through-

Greek Ministry of Finance:

Director of Customs
Ministry of Finance,
40 Amalias St
Athens 105 62

Tel 210 324 5552 / 210 324 5587


The Editor: Pull the other leg, it’s got bells on! The only way that provincial Greek Customs is going to wear this, is if; whilst you are driving from another EU country in your nice nearly new car, you bring a new Greek wife or husband with you! Also, the only way that you will get any kind of response from the Greek Ministry of Finance, is if you have a friend working there. Sending a registered letter is a waste of time; or especially phoning, because each time a new assortment of officials is assembled at the ministry, all the paperwork mysteriously disappears. Buy a Greek car, pleasure craft, motorcycle or mobile home, and it’s a doddle – well, most of the time – but beware hidden costs, guarantees, and the availability of spare parts. Most Greek mechanics are well trained and dependable, and many speak English and German.

Customs formalities: From 1 January 1993 EU nationals visiting Greece may freely import and re-export personal effects and are not subject to any customs controls or other formalities at points of direct entry from another EU Member State. However, for vehicles, please see the above paragraph. The Greek Embassy in London provides information on moving residence to Greece.

Property purchase: It is important that you retain the services of a competent lawyer to assist you in any purchase and we recommend that a lawyer works independently of the other parties involved in the transaction. There is no Legal Section at the British Embassy and Consular staff are not legally trained; therefore we are not able to advise you on legal matters, interfere in private disputes over property, or other issues. However, we can provide you with a list of English-speaking lawyers. Please note the disclaimer. You may also want to approach a notary public or a Greek broker for authoritative advice in this matter.


Registering with the Bulgarian authorities: British citizens can enter Bulgaria without a visa and stay for a period up to 3 months. If you intend to stay for longer than 3 months, you will need to apply for a long-term residence permit from the Migration Directorate of the Bulgarian Ministry of Interior.


The Editor: This can be a nightmare, and is best shared with a friendly and patient lawyer. Despite claims by the Bulgarian Authorities that they have competent linguists on board, take it with a pinch of salt! These people are masters of procrastination, and pedantic to the point, that you might believe that they really don’t want you in their country at all. A leftover from previous times, this is where the unwary will experience at first hand, how life was under Communism. The mildest glitch in your paperwork will cause you to visit on another occasion – increasing your costs and frustration- and any infringement of a time requirement, will attract a fine. Beware these smiling acolytes, who often disappear for hours at a time – allegedly on immigration work – in order to have a leisurely lunch nearby.  Marie Louisa is a Sofia hellhole!

British nationals who have resided legally in Bulgaria for a period of five years on the basis of a consecutive long-term residence permit are entitled to a permanent residence permit. Step-by-step guidance in English on obtaining long-term and permanent residence permits is available on the Bulgarian Ministry of Interior’s Migration Directorate’s website. For further information and feedback, please contact your local migration office or call +359 (2) 982 4808, email:

The European Commission guide to free movement is a useful source of general information and guidance to your rights as an EU citizen. Your Europe Advice  provides custom-made legal advice on your rights within the EU free of charge, within 8 calendar days and in any official EU language.

The secret of a successful long-term move to Bulgaria is to integrate with your local community as much as possible by learning the language and by learning as much as possible about the local laws, regulations and customs.

Social security rights: For information about social security rights and pensions, please read the UK leaflet designed to offer you a basic introduction to your pension, benefit and healthcare rights and responsibilities. Don’t listen to rumours. Instead, use our list of official sources to start planning ahead today.


The Editor: You may be employed quite happily in Bulgaria, and enjoy the work experience, but there is still a reluctance for you to receive any form of state benefit, pension, or even free health care if you are a foreigner. It is regarded by many as a form of robbery – from the Bulgarian state that is – because as a foreigner, you are expected to arrive in Bulgaria, with vast financial resources. Many expats do not bother to collect the small Bulgarian pension – no matter how long they have worked in Bulgaria or at least over the 15 year limit – but it is well worth the aggravation, if nothing else, than to prove that EU legislation has some bearing in fact. 

Healthcare: You can find out more about how to plan for your health care if you are going to live abroad on a permanent basis on the NHS website. If you are planning to reside in Bulgaria on a long-term basis, you must register with the National Health Insurance Fund and then choose a GP and a dentist. This will entitle you to the basic public health care package available for Bulgarian nationals. There are a number of private health insurance funds which offer various healthcare plans based on an annual fee. These plans can top up the services available under the basic public health care package depending on your individual circumstances and needs.

The Editor: There is no guarantee that private clinics are any better than the Bulgarian state health service, other than having certain language abilities. In any case, these private clinics do not always have specialist consultants, and often manned by GPs, there is a tendency to ship any serious case off to the local hospital. At this point, patients are usually advised to have necessary or occasionally even unnecessary procedures, and it is a moot point whether this is not the time, to go back to one’s own country, to receive treatment, if you are permanently  resident in Bulgaria. 

Before you go to Bulgaria on holiday make sure you bring a valid European Health Insurance Card (EHIC) with you, and take out private travel insurance. UK state pensions: If you have retired and you live in Bulgaria/Greece, you may be able to claim your pension from the UK. For detailed information on how to claim your state pension, please check the Pension Service or the Department for Social Development.

The state pension changed in April 2010. More people now qualify for a full basic state pension. Find out about the most important changes and what they mean to you. To find out when you reach State Pension age, use the State Pension Age Calculator.

If you live but have not worked in Bulgaria, you should claim your UK state pension by contacting the International Pension Centre (IPC) in the UK by telephone: +44 (0) 191 218 7777.

If you spend time in both the UK and another EEA country or Switzerland, and are unsure about how this affects your UK pension, benefit and healthcare rights, always consult the relevant UK authority.

Moving to Bulgaria/Greece once in receipt of a state pension: If you are moving to Bulgaria/greece from the UK, you should inform the IPC of the changes to your circumstances. This will prevent any problems with your pension payments. It will also help you to get the right access to healthcare in Bulgaria/Greece.

Life certificates for UK state pensions: If you have received a life certificate from the UK Pension Service it is important that you reply as quickly as possible, otherwise your benefit man be stopped. You’ll need to get it signed by a ‘witness’ and send it back, as instructed on the form.

Check the list of people who can witness a life certificate – this is now the same as the list of people who can countersign a passport photograph, although they don’t need to live in the UK, or have a British or Irish passport. The british Embassy in Bulgaria/Greece, no longer provides life certificates for british nations, claiming british pensions abroad.

“Spending time out of the UK, whether for a holiday or to live, doesn’t necessarily mean that your benefits will be affected. But failing to notify your local benefit office of time spent abroad is considered an offence and could lead to prosecution, imprisonment and even the confiscation of your home and possessions.”

You may still be able to claim some benefits if you travel or move abroad, or are already living abroad, and what you’re entitled to depends on where you are going and how long for.

For further information on what benefits you can and cannot claim if you live in Spain see the information on benefits if you are abroad. Information about local Bulgarian benefits and pensions is available from the National Social Security Institute.


The Editor: Generally, claiming one’s pension is a fairly painless process, and many pensioners live quite contended lives in Bulgaria, where their UK pensions seem to go a long way. However, there is the little matter of which bank you choose to collect pensions, and my advice is to stick to foreign owned banks, which have a good relationship with ATM machines nationwide.

It has not been my intention to gainsay the British Embassy, in any country within the EU, but it is often the case that their websites are either hard to navigate – especially for some oldies – who have difficulty in gathering the correct information. Having been away from England myself, for some years now, there has been little first hand information which might effect me, and so I have tended to ignore the possibility, but there will always be a little surprise somewhere, especially with driving licences and passport renewals.

Most of the official websites make it sound all too easy to live abroad, which is not always true,  especially with Brexit on the horizon, and many problems will mount up, causing retirees and expats to wonder about their future.


Anna Mendrinou Greek Artist – PATRICK BRIGHAM LIVE



Anna Mendrinou was born in Athens.  In 1964 she started studying Printmaking at the Athens School of Fine Arts. At the same school she studied Typography and Book Art with a scholarship. In 1968, she graduates from the Printmaking workshop with three honorary distinctions and in 1969 she graduates from workshop of Book Art.


Anna Mendrinou

Anna Mendrinou has illustrated about 140 books, has been awarded 4 Panhellenic Prizes and has been included in the IBBY Honour List. In 1987 she was nominated for the International Anderson Award.



Since 1980 she has been working at the Goulandri Museum of Natural History. Anna Mendrinou is a member of the Greek Chamber of Fine Arts and one of the founding members of the Greek Engravers Association. She is also a member of the “Aesop” Company of Illustrators.

As a printmaker and an illustrator, Anna Mendrinou has participated in many exhibitions in Greece and abroad.  In 2002 she was awarded the 1st National Award for Children’s Book Illustration for the book “Aesop’s Fables”



Property in The Balkans – PATRICK BRIGHAM LIVE




Overall, commercial property in Greece is hardly going to set the world alight. Due to the prevailing economic climate and to austerity measures, most high streets look like a smile with teeth missing, due to the number of dead windows and empty shops. Shopping, which was once one of Greece’s greatest pleasure’s, has been reduced to necessities, rather than luxury goods. Other than Athens and Thessaloniki – where tourists are most likely to be – and unless in a  primary location, it is the same story everywhere, especially with unoccupied shops and offices in the secondary areas.

What movement there is, is mainly about existing business repositioning itself, or moving from older buildings into new. Rents are also a factor, because Greek property owning companies and individuals, are now faced with heavy taxes. Most property is hard to either sell or let, and consequently rents have been virtually halved. Whilst owners have been faced with recession, and facing the fact of a declining revenue, the inevitable choices have had to be made.



Whereas, the residential market in Bulgaria is fairly well managed and defined, commercial property has revealed certain problems of ownership, especially with one particular UK deal. According to the FT-

“The problems of East Balkan Properties, a UK-based property company, underscore the risks associated with investing in a poorly regulated property market, where there are doubts about judicial independence.”

Up until February, Glorient Investment Bulgaria, a local subsidiary of East Balkan Properties – which specialises in building retail premises – was receiving regular income from 22 outlets of Technomarket, a Bulgarian electrical goods retailer, from which it bought the properties some 10 years ago.

Allegedly, NSN Investment – a company that acquired Technomarket early this year – is taking legal proceeding against Glorient, claiming its deal with the Technomart is invalid, that the properties still belong to Technomarket, and consequently rents on the retail outlets have not been paid since the dispute began.

“We’re extremely worried about this breach of property rights in an EU member state,” says Michael Uhler, East Balkan managing director, and Glorient is contesting NSN’s claims in court in Bulgaria.”


New Development Sofia

I haven’t been in the property market in Sofia for some years now, but what is certain, is that  some local entrepreneurs are renowned for their non observance of EU business protocols, a cast occasionally populated by members of the Mutri, and many other unethical people besides. Mainly due to a penchant for silly games, and a track record for fraud, the Sofia ‘bloody foreigner syndrome,’ seems to remain intact, even to this day.

According to local pundits, the world of commercial property is changing in Sofia, and retail business’s are now returning to the high street. Away from the retail shopping malls – many of which are in secondary positions – popular names can now be seen once more in pedestrianized Vitosha Street, and its many City centre offshoots. Once regarded as one of the most expensive districts in Sofia, out of town retail has at least helped city centre rental values, to achieve an acceptable level.

In the office sector, since most of the major international commercial players are now present in Sofia, there has been an an oversupply of office space, and renting offices on the outskirts of the city has always been a destination of last resort. Many western property developers have come into the Sofia marketplace, since the changes in 1990, because much of the office space was badly planned, and insufficiently ergonomic.


Despite the financial turmoil of the last nine years, many ex-pats who came to the Balkans early on are now well established. Consequently, there are a number of modernized and renovated residential properties for sale, mostly at reasonable prices, all available locally often with an implied British mark of quality, and this is particularly true of Bulgaria. Because labour costs have also been reduced due to unemployment, so the cost of building a house has also decreased, and there are many willing builders – throughout the Balkan area – able to work at reasonable prices.

This includes a small number of English and Irish contractors who have in the last few years, become experienced in the ways of the Balkan peoples. These ex-pat builders are not only a phone call away, but can be found on Facebook, Twitter and LinkedIn, together with abundant evidence of their high-quality standards of construction.

In turn, many ex-pats have also moved on up the property ladder, meaning that there are additional solid and comfortable homes on the market, needing little or no alteration or renovation. Occasionally sold together with fixtures, fittings and also furniture, they represent an ideal investment – or holiday retreat – for a discerning buyer in need of quality accommodation, but, without the hassle of setting up a brand new home themselves

We are now entering a new phase in South Eastern Europe and with the financial meltdown of 2008 apparently behind us, we are fast approaching a new era of stability. This means that, although Balkan property prices have never been cheaper in Bulgaria, Greece or even Turkey, they will not remain that way for much longer!

Because of the current prices on offer, houses and apartments have now become far more accessible to many, and well within the scope of Europeans looking for a home abroad. Perfect for young families and retired couples alike – and those who simply want to relax in the sun – the Balkan way of life can certainly take the stress out of living. Whether only for the summer months – but occasionally forever – the Balkan region promises a recipe for a long and healthy life; particularly in the rural areas.

Like most farming communities the local inhabitants are rarely under pressure, but they are governed by the seasons and of course the weather. Baking hot summers will soon cause any visitor to take a snooze in the afternoon – when the sun is so hot – that even ‘mad dogs and Englishmen,’ are frightened to venture out. But, why is it easy?



Modern Bungalow Northern Greece

Winters are generally mild, although this year was an exception, all over the Balkans, where snow tires came highly recommended. As an early member of the EU, Greece has enjoyed ongoing investment in transport and communication, and Evros, where I now live, is no exception. The roads are all generally good, although Greek drivers do tend to hug the middle of the road. They say it is because there are rocks rolling down the mountains and hills, even though there is little evidence of a mountain or hill locally, as far as one can see! Greece is also full of airports and people are often spoilt for a point of departure and also for their final destination!

The North of Greece is peaceful and safe, and populated by people who define their own existence as easy. Most experienced travellers have visited Greece at one time or another, but few know anything about the very north of Greece, Evros, or its history. Due to its prominence, Greece has about 144,000 expats living there, particularly on the islands, and – due to deflated housing prices – all over Thrace or East & West Macedonia. Only slightly more expensive than Bulgaria, property in northern Greece comes with just a tad more civilization.



Renovated House in South East Bulgaria

Bulgaria was a Communist country until 1990 and so many facets of civil life can be a little over the top. Much of the infamous bureaucracy has been diluted, as have the many laws concerning foreigners, which over time had become pointless, and out of step with the rest of Europe. These days an EU citizen can buy a house or a car, without owning a Bulgarian company, the only restriction being that you have to have an Internal Residents Permit.

When Bulgaria went from a command economy to a country generally supporting private enterprise, many Bulgarian citizens became confused, and years spent as the victims of primitive propaganda, made the average Bulgarian a trifle Xenophobic. Twenty years on and the children and grandchildren of Communism are trying to put the past well and truly behind them. The new face of Bulgaria may seem a little careworn at times, but the instinct for survival remains intact, within a country where hard work is a necessity. But, beware of indigenous builders!

Short of skilled craftsmen and women, Bulgaria has recently recognized the need for more artisans, amongst a plethora of MBA’s. What is really good, however, is the high standard of IT professionals, which is why Bulgaria enjoys a modern level of communication – subject of course to occasional power cuts!

Some 9000 ex-pat immigrants from EU countries live in Bulgaria, with many in and around Varna, Burgas, and Haskovo. This is an area of great natural beauty and depending on your needs, offers both sea views and long country walks. Elhovo in the Yambol Region is a favourite place for some Brits, who by getting together, have established quite a community. The Black Sea, Varna and Burgas, are more popular for holiday homes, with some permanent ex-pat residents also there, and surprisingly, a number of UK food shops.


New Build Small Apartments in Bansko

In the skiing areas of Bansko, Pamporovo and Vitosha, asking prices have been greatly reduced for studio and small apartments, the somewhat empty investment promises – of countless owners and estate agents – coming to nothing. Having said that, now the short stay and cheap flight option has recently emerged, Bulgarian ski resorts generally, and the short let market, might find new vigour once more.


‘Angel in The Morning’- Yanka Rupkina – PATRICK BRIGHAM LIVE


As time and tide continue its remorseless erosion of our memories, and the prattle and tittle tattle of daily news, simply serves to prove how little has changed in Bulgaria – and probably never will – it is perhaps better to dwell on the past. Because, even during darker times, the music of the ‘Trio Bulgarka’ was a beacon of hope, in an otherwise drab and remorseless life under Communism.

Bulgaria has always been about the cities versus the provinces, and whilst there was little to offer by way of consumer distractions, there was music, singing and dancing. If there was nothing else, then there were at least some authentic memories from the past, reminders of better times, and of a rich cultural Bulgarian heritage.

And one perfect voice was to disprove the mediocrity and mendacity of communism, to rise above the dumbed down and second rate. This was at a time when the sound of the Stranja Mountains found its way into the modern world of music, with the unique voice of Yanka Rupkina.

Yanka Rupkina says – “I started singing when I was a child. I took part in various singing contests at different stages in our region and this was so until I appeared at the folklore fair at Gramatikovo in 1960 and won the first prize. The jury was lined up with folklorist Boris Petrov, from the Bulgarian National Radio and Mihail Bukureshtliev who invited me to make an audition in Sofia. Among 400 singers from the whole of Bulgaria, I was selected for soloist of the ensemble for folk songs of the Bulgarian National Radio. With it, I made many recordings and I appeared on various stages. Also, apart from this group, I was touring the world with The Balgarka Trio. These were years of world recognition and triumph of the Bulgarian folk song in the world’s grandest halls.”

Radio disc jockey John Peel, was one of the first people to really appreciate Yanka’s voice , when the Trio Bulgarka – known as ‘The Three Golden Coins,’ gained Balkan prominence, through their 1975 world music album called Bulkana: The Music of Bulgaria, and more-so on their 1988 album, ‘The Forest is Crying.’

But it was Kate Bush, who really put the trio, and especially Yanka, into the limelight.  When the trio was featured on the 1989 Jo Boyd album  ‘Sensual World’ – which incidentally featured Prince – it seemed that the stifling communist past, had reluctantly freed Yanka Rupkina into the real world.

Kate Bush

Yanka Rupkina says – “Producer Joe Boyd had followed my singing career, listened to me at the Koprivshtitsa Folk Festival and decided to invite me for some joint projects. It was he who described the Bulgarian folk songs as a phenomenon in music. We toured the world with the Balkana Band, which included some of the best folk music instrumentalists from the BNR Folk Band. For me an unforgettable moment was our concert at the Royal Festival Hall, in London, when George Harrison arrived with friends from California. This was a most emotional encounter – one of the Beatles had come to listen to me – and to our Bulgarian folk songs.”

Sounds from The Stranja Mountains

“I’ve never worked with a woman on such an intense creative level,” Bush told the Los Angeles Times, in December 1991, “because, it was strange to feel this very strong female energy in the studio. It was interesting to see the way the men in the studio reacted too, because instead of just one female, there was a very strong female presence.”


Composer Robert de Groot

This is the point when film composer Robert Jelmer De Groot arrived on the scene. Famous for his score for the film ‘The Seven Samurai,’ he too became fascinated by the voice of Yanka Rupkina, and the melancholy sound of the Stranja Mountains. He spent some time in Sofia, from 1997 onwards, composing and recording at the National Bulgarian Recording Studios. He explained that despite the dated equipment, they produced a warm pink sound, and were very good at production, with good studio musicians and engineers. Perhaps, at times, we all forget what Bulgaria is good at, and the latent talent kept hidden away in the wings.

Video of The Seven Samurai

This was also when I moved into the picture. Robert had an idea for a track which would be shared by Linda Ronstadt, Yanka Rupkina, the Dutch Symphony Orchestra and chorus. To be engineered and put together in Sofia, he needed some lyrics for Linda to sing. This was when Angel of the Morning – demon of the night – first found its way into being.

The most famous voice of the Strandja Mountain, Southeastern Bulgaria, belongs not only to Bulgaria but to the whole world. Fifty years on stage – as a solo artist, or as member of Bulgarka Trio, The Balkana Band and various folk choirs, Bulgarian folk singer Yanka Rupkina has won the love of audiences, and the respect of reviewers, with hеr enigmatic Strandja songs.


But she is also a part of my life, and through both she and Robert, I found that my world could get bigger, despite the crushing mediocrity and the bureaucratic tinkering we all suffered from in Bulgaria at the time, and the state suppression – that all artists felt – during communism. Now 78 years of age, Yanka still performs and has for many years enjoyed star status in the Balkans, and long may she keep singing!

PATRICK BRIGHAM LIVE – Balkans Pensioners Beware!


The amount of rot spoken in the UK, about pensions and pensioners is so diverse, that clearly few really understand the problems, which will now unquestionably occur to some expat’s, because of  the Brexit. Why? Because back home, they either don’t understand the implications, the questions, or they simply don’t care.

There are many older people living in different parts of the EU, away from their home countries, and many are now very concerned about their future, not only because their pensions have become less dependable, but because age very often means illness and disability, as the years pass by.


In this article, I am only going to write about the British contingent, because, they are one of the most numerous groups living in the Balkans, most of whom are dreading the thought of having to return to the UK; distraught, unwanted, and practically penniless. Whilst some are consumed with worry about their future, foreign property prices are falling, and generally unsalable – due to prevailing market conditions – many people can see no way out.

British pensioners are a hardy lot, and wouldn’t have ventured from their home shores otherwise, but the majority are not rich. Of course, some are, spending their declining years in France, and particularly in the South of France, but these are not ordinary people, and rather like their counterparts back in Blighty, they probably couldn’t care two hoots about any doddering British expats  who might litter the landscape of the EU, the Balkans, and elsewhere.

Spain is, and always has been a place to retire to, for many elderly Brits, and for practical reasons – including regular and affordable flights to and from the UK – on which visitors can travel, and for retirees wishing to visit the UK.  But the primary reason, is the cost of property, and the ease – both legally and financially – by which one can move into a new retirement home abroad.


Most of us came to live in the Balkans, because it was affordable and easy to live here. Not to mention the weather, because South Eastern Europe usually enjoys very hot summers and snowy winters. Greece, especially, has an all year round warmer climate – particularly on the islands  – than most of the other Balkan countries. This is why I live in Greece, and many more UK citizens, live in Bulgaria, Romania, the Former Yugoslav Republic of Macedonia,  in and around the Dalmatian Coast, and recently Albania.

But what is it that attracts ordinary working retirees to this part of the EU? Very simply, it is the price of property, and the choices on offer. The price of property in the UK is so inflated, that first time buyers can ill afford to buy, most UK starting prices being in the region of 200,000 GBP, and in the UK, property is selling fast. The Bank of Grandma and Grandpa is also a factor, and selling up and moving abroad, might release the deposit for a relatives first home.


But what can you buy in this part of the world? A  modernized  three bedroom village house, in the Haskovo region of Bulgaria, will cost you about 40,000 Euro’s, all done up, well decorated, with two bathrooms, probably furnished, and with as much as four acres of land. You can buy directly from English people, who like to develop these old buildings, and sell them on, in order to then move on themselves. Or, you can buy a wreck for 5,000 GBP and spend your time modernizing it yourself. This  may be okay if you are fit, have a secure income, and time on your hands. But what if things start to fall apart? Well, that may have started already!

Firstly, pension payments from the UK are now 20% less than this time last year – due to the pound crashing in the currency markets – and banks, in time honoured fashion, make sure they pay you when the exchange rate is at its worse. That’s for starters. Secondly, the matter of the EU protocol concerning medical treatment for pensioners, has made an even bigger impact on us expat pensioners, due to the prevailing retail price of medicines, and the possibility that we might at some future date, pay the full price. Coming from the UK, presently, due to our EU membership, the majority of medical costs for British pensioners, are met by the UK government.


I am lucky because I chose to retire in Greece, which, despite its problems, has always honoured its obligations towards foreign pensioners and their EU rights. For those of us living in Greece, where all pensioners have to pay about 10% of the high street cost of medicine, the British government pays the rest. The cost of your medicine is generally covered  – as it would be, were you resident in the UK – and doctors, who supply your monthly prescriptions, undertake your treatment free of charge. Each year they have to sign a declaration to the Greek medical authorities, and it all works quite smoothly as long as you register under the Greek health insurance scheme.

But what will happen after Brexit? Well, it all rather depends on how many medicines you take and also, for what ailment. Before I retired, I was living in Bulgaria, and as a diabetic, I was paying the counter price for all my medicines, which before retirement age, was costing me an arm and a leg; subject to availability. So, because my house was then under construction, I would buy my medicines locally in Greece. And now? If I had to do that today, I couldn’t afford to live where I am in Greece, and it is as simple as that!

Brexit was initially presented as a blue on blue referendum, but how critically was it all taken? And, how much thought actually went into people’s decision making. In ‘Midsommer Murder’ land, and the Home Counties? I can assure you that it was practically nil. The middle class stalwarts of Little England, treated it all like a big joke, as did their Tory representatives, who were equally contemptuous, and this was a major factor in Brexit.

Boris Johnson
Boris Johnson

The number of straight cucumber and half bread offal tube stories, seemed to practically take over logical thought, in the debating chambers of ‘The Dog & Duck,’ or ‘The Checkers’ public houses, where most statements made were entirely rhetorical – “You would agree with me, of course you would, that we would be better off out than in!”

Usually the repetition of the oversimplified drivel, Boris nightly trotted out on the telly? Or was it about Nigel’s trip to Bulgaria? In fact, he was in a Gypsy bar in Sliven, Bulgaria, when he told TV viewers that they were all typical Bulgarians, which they should shortly expect to see standing on their doorstep in the UK. That or, a hoard of Turkish belligerents, one forgets how many lies he told!

I think that given a choice between voting leave and having another Gin & Tonic, it would have been a very close call. But these blue on blue noodles, were not the problem, because in the end – with a weak Labour party – the underpaid, ignored, destitute, and virtually forgotten voters of Middle England cast their votes, and said no.


They were sick of the Tory’s, sick of coming last, sick of trying to live on peanuts, sick of seeing rich people getting even richer, and so they couldn’t care a “monkeys,” either way. If they did, it would surely have seemed inevitable, that someone having retired to a foreign country, was obviously very rich indeed.

Terry Thomas  the comic actor from the 50s and 60s, lived quite close to me in London, when I lived there, and quite forgotten and neglected, he died lonely and broke and ill, in a small council apartment on the outskirts of Barnes. I always think of him, because as the world turns, one day I may be the same.

But he had one great expression; which we could easily apply to the present British Government and the chaos which it represents. He would simply say – “You are an absolute shower,” which most of them seem to be. But then, they are probably not Brexit victims either, or are they?